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Mortgage Loan
Global State Mortgage process

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Ames, IA

Ames is a city in Story CountyIowa, United States, located approximately 30 miles (48 km) north of Des Moines in central Iowa. It is best known as the home of Iowa State University (ISU), with leading agriculture, design, engineering, and veterinary medicine colleges. A United States Department of Energy national laboratory, Ames Laboratory, is located on the ISU campus.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

History of Ames, IA

The city was formed in 1864 as a station stop on the Cedar Rapids and Missouri Railroad and was named after 19th-century U.S. Congressman Oakes Ames of Massachusetts, who was influential in the building of the transcontinental railroad. Ames was founded by local resident Cynthia Olive Duff (née Kellogg) and railroad magnate John Insley Blair, near a location that was deemed favorable for a railroad crossing of the Skunk River.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

Geography of Ames, IA

Ames is located along the western edge of Story County, roughly 30 miles (48 km) north of the state capital, Des Moines, near the intersection of Interstate 35 and U.S. Route 30. A smaller highway, U.S. Route 69, passes through the town. Also passing through Ames is the cross country line of the Union Pacific Railroad and two small streams (the South Skunk River and Ioway Creek).

According to the United States Census Bureau, the city has a total area of 24.27 square miles (62.86 km2), of which 24.21 square miles (62.70 km2) is land and 0.06 square miles (0.16 km2) is water.

Source: https://en.wikipedia.org/wiki/Ames,_Iowa

Global State Mortgage

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We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first-time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.

loans@globalstatemortgage.com(515) 233-5046
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