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Global State Mortgage process

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Boone, IA

Boone is a city in Des Moines Township, and county seat of Boone County, Iowa, United States.

It is the principal city of the Boone, Iowa Micropolitan Statistical Area, which encompasses all of Boone County. This micropolitan statistical area, along with the Ames, Iowa Metropolitan Statistical Area comprise the larger Ames-Boone, Iowa Combined Statistical Area. The population of the city was 12,460 at the 2020 census.

Source: https://en.wikipedia.org/wiki/Boone,_Iowa

History of Boone, IA

Coal mining played an important part in the early history of the Boone area. Local blacksmiths were already mining coal from the banks of Honey Creek south of what became Boone in 1849.

Boone was platted as a town in 1865 by John Insley Blair. It was incorporated the following year, when the Chicago and North Western Transportation Company railroad station was built there. The town was originally named “Montana”; it was renamed to Boone in 1871. The nearby town of Boonesboro was also chartered in 1866; Boonesboro was annexed to Boone in 1887. The present name is a tribute to Nathan Boone, son of explorer Daniel Boone.

Commercial mining was spurred by the arrival of the railroad. In 1867, Canfield and Taylor opened a mine just west of town. Their mine shaft was 242 feet deep, and they hauled coal to the railroad by wagon. In 1874, a railroad spur was built to the mine. This mine was taken over by the railroad, and operated for 30 years. There were coal seams in the Boone area; the upper vein, about 3 feet thick, was always worked using longwall mining, while the lower vein was always mined using room and pillar mining. In 1912, United Mine Workers Local 869 in Boone had 554 members, close to 10% of the population at the time.

Source: https://en.wikipedia.org/wiki/Boone,_Iowa

Geography and Demographics Boone, IA

According to the United States Census Bureau, the city has a total area of 9.02 square miles (23.36 km2), all land.

Ledges State Park is located four miles south of Boone and is a popular destination.

At the 2010 census, there were 12,661 people, 5,380 households and 3,278 families living in the city. The population density was 1,403.7 inhabitants per square mile (542.0/km2). There were 5,917 housing units at an average density of 656.0 per square mile (253.3/km2). The racial makeup of the city was 96.7% White, 0.8% African American, 0.3% Native American, 0.4% Asian, 0.5% from other races, and 1.3% from two or more races. Hispanic or Latino of any race were 2.0% of the population.

There were 5,380 households, of which 29.4% had children under the age of 18 living with them, 47.3% were married couples living together, 9.7% had a female householder with no husband present, 3.9% had a male householder with no wife present, and 39.1% were non-families. 32.1% of all households were made up of individuals, and 12.5% had someone living alone who was 65 years of age or older. The average household size was 2.32 and the average family size was 2.92.

Source: https://en.wikipedia.org/wiki/Boone,_Iowa

Global State Mortgage

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We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first-time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.

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