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Mortgage Loans in Gilbert, IA

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Mortgage Loan
Global State Mortgage

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Gilbert, IA

Gilbert is a city in Story CountyIowa, United States. The population was 1,211 at the time of the 2020 census.[2] It is part of the Ames, Iowa Metropolitan Statistical Area, which is a part of the larger Ames-Boone, Iowa Combined Statistical Area.

Source: https://en.wikipedia.org/wiki/Gilbert,_Iowa

History and Geograohy of Gilbert, IA

Gilbert was named for Hezekiah Gilbert, who owned the land upon which the town was built up.

Gilbert is located at 42°06′21″N 93°38′43″W (42.105858, -93.645185).

According to the United States Census Bureau, the city has a total area of 9.1 square miles (23.57 km2), all land.

The landscape surrounding the city consists of rolling hills dotted with conventional farm buildings and livestock as well as row crop farming systems. Some suburban-style subdivisions lie a short distance to the south.

Gilbert’s southern boundary is two miles north of the Ames boundary that was extended when the Ada Hayden Heritage Park was developed.

Source: https://en.wikipedia.org/wiki/Gilbert,_Iowa

Demographics of Gilbert, IA

As of the census of 2010, there were 1,082 people, 382 households, and 303 families residing in the city. The population density was 1,189.0 inhabitants per square mile (459.1/km2). There were 390 housing units at an average density of 428.6 per square mile (165.5/km2). The racial makeup of the city was 95.3% White, 1.4% African American, 0.2% Native American, 1.1% Asian, 0.8% from other races, and 1.2% from two or more races. Hispanic or Latino of any race were 1.5% of the population.

There were 382 households, of which 49.5% had children under the age of 18 living with them, 67.5% were married couples living together, 9.4% had a female householder with no husband present, 2.4% had a male householder with no wife present, and 20.7% were non-families. 17.3% of all households were made up of individuals, and 4.2% had someone living alone who was 65 years of age or older. The average household size was 2.83 and the average family size was 3.22.

Source: https://en.wikipedia.org/wiki/Gilbert,_Iowa

Global State Mortgage

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We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first-time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.

loans@globalstatemortgage.com(515) 233-5046
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