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Mortgage Loans in Story City, IA

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Mortgage Loan
Global State Mortgage process

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Story City, IA

Story City is a city in Story County, Iowa, United States. It is located within the Ames, Iowa Metropolitan Statistical Area which envelops all of Story County and which, when held in conjunction with the Boone, Iowa Micropolitan Statistical Area, complements the larger Ames-Boone, Iowa Combined Statistical Area. The population was 3,352 in the 2020 census, a slight increase from 3,228 in 2000.

Source: https://en.wikipedia.org/wiki/Story_City,_Iowa

History of Story City, IA

Story City was known as Fairview throughout much of its early history. The named changed in 1881 when the town established a post office and discovered that Fairview was taken elsewhere. Story City was then renamed after Supreme Court Justice Joseph Story. The boundaries of “Old Fairview” are outlined by signs during Scandinavian Days, and is approximately in the northeast corner of current Story City with the southern boundary being Broad Street.

Story City was laid out to include Fairview in 1878, and officially incorporated in 1881. The railroad arrived in 1878 and connected the city to Ames by the narrow-gauge Des Moines & Minnesota and to Des Moines via the Chicago and North Western Railroad in Ames.

The City has deep historic and cultural ties to the Scandinavian countries of northern Europe of DenmarkSweden, and predominantly Norway. A large contingent of the City’s current population is descended from a major immigration of people from Nordic countries in the 1840s through 1860s. This is evident in the large number of Lutheran churches in the community, which historically had sermons in different languages (Swedish, Danish, and Norwegian) respective of the makeup of their congregations.

Source: https://en.wikipedia.org/wiki/Story_City,_Iowa

Geography and Demographics of Story City, IA

Story City’s longitude and latitude coordinates in decimal form are 42.1872062, -93.5957713.

According to the United States Census Bureau, the city has a total area of 2.80 square miles (7.25 km2), all land.

As of the census of 2010, there were 3,431 people, 1,472 households, and 895 families residing in the city. The population density was 1,225.4 inhabitants per square mile (473.1/km2). There were 1,586 housing units at an average density of 566.4 per square mile (218.7/km2). The racial makeup of the city was 97.2% White, 0.3% African American, 0.1% Native American, 0.4% Asian, 1.3% from other races, and 0.7% from two or more races. Hispanic or Latino of any race were 3.1% of the population.

There were 1,472 households, of which 28.3% had children under the age of 18 living with them, 50.3% were married couples living together, 8.1% had a female householder with no husband present, 2.4% had a male householder with no wife present, and 39.2% were non-families. 34.2% of all households were made up of individuals, and 19.3% had someone living alone who was 65 years of age or older. The average household size was 2.23 and the average family size was 2.86.

Source: https://en.wikipedia.org/wiki/Story_City,_Iowa

Global State Mortgage

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We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first-time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.

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