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Mortgage Loans in Webster City, IA

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Mortgage Loan
Global State Mortgage process

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Webster City, IA

Webster City is a city in Hamilton CountyIowa, United States. The population was 7,825 at the 2020 census. It is the county seat of Hamilton County. Webster City is known as ‘Boone River Country’, as the Boone River meanders along the east side of the city.

Source: https://en.wikipedia.org/wiki/Webster_City,_Iowa

History of Webster City, IA

Webster City was originally called Newcastle by settlers of European descent. Under the latter name it was changed in 1854 by Wilson Brewer. In 1855, Walter C. Willson came to Newcastle.

Willson was elected to the Iowa State House the next year and, with John F. Duncombe, crafted a bill to divide the very large Webster County in half. Newcastle would be renamed “Webster City,” named after Daniel Webster of Massachusetts and would become the county seat of the new county. Willson suggested “Hamilton County” after William W. Hamilton, the president of the State Senate. He helped pass the legislation. The law took effect on January 1, 1857, renaming Webster City and designating it as the county seat of the newly organized Hamilton County. Willson was also instrumental in getting the Dubuque & Sioux City rail line to be constructed through Webster City on its way to Fort Dodge. He personally oversaw the laying of track.

Source: https://en.wikipedia.org/wiki/Webster_City,_Iowa

Geography and Demographics of Webster City, IA

Webster City is located at 42°27′59″N 93°49′14″W (42.466300, -93.820582).

According to the United States Census Bureau, the city has a total area of 8.88 square miles (23.00 km2), of which 8.86 square miles (22.95 km2) is land and 0.02 square miles (0.05 km2) is water.

As of the census of 2010, there were 8,070 people, 3,433 households, and 2,096 families residing in the city. The population density was 910.8 inhabitants per square mile (351.7/km2). There were 3,800 housing units at an average density of 428.9 per square mile (165.6/km2). The racial makeup of the city was 90.8% White, 0.4% African American, 0.2% Native American, 3.4% Asian, 3.5% from other races, and 1.7% from two or more races. Hispanic or Latino of any race were 7.4% of the population.

Source: https://en.wikipedia.org/wiki/Webster_City,_Iowa

Global State Mortgage

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We are a seasoned team of local mortgage loan originators whose number one priority is our clients. Our aim is to make each one of our clients feel valued and appreciated by delivering impeccable service and outstanding communication. Whether we are coaching first-time home buyers through the home buying process or assisting seasoned real estate buyers in their next transaction, we hope we can exceed your expectations.

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